With new regulations on the horizon and the lettings landscape continuing to shift, protecting your rental income has never been more important.

To help with this, we offer a Rent Guarantee & Legal Expenses Insurance policy that has been specifically adapted to reflect current and forthcoming legislation, giving you confidence that your income — and your position as a landlord — is properly protected.

Key benefits

• 100% rent paid until vacant possession with no cap on the number of months covered
• 90% of rent paid for up to six weeks after possession, where the property is re-let through us
• Nil excess on claims made within the first 45 days
• Full legal expenses covered, including eviction, court fees, appeals and representation
• Property damage legal expenses where damage exceeds £1,000, plus up to £1,000 on top of the deposit
• Cover for rent increases following a valid Section 13 notice whilst tribunal is ongoing
• First month’s rent covered if keys are released before payment is received
• Eviction of squatters and assistance with associated costs
• A 90-day claim window from the first missed rent payment
• Automatic renewal, ensuring continuous protection
• Available on existing and new tenancies

In short, it’s there to ensure you continue receiving the income you expect, while we handle the legal and administrative burden should the unexpected happen — all within a framework that reflects today’s regulatory environment and sits alongside proper tenant selection and professional management.

That said, it’s important to be clear that insurance is not a substitute for good lettings practice. Choosing the right tenant, carrying out robust referencing, and managing the tenancy correctly from the outset remain absolutely vital. This policy is designed to support a well-managed tenancy, not replace the fundamentals of proper service and proactive management.

If you would like to discuss this in further detail, we’d welcome a quick chat. Feel free to call us or click the link below.